Directory Passwords and Indexes

[Agentmass]

I have a webhost currently running at:

http://ams3.site.nfoservers.com/

and on that host there is a server and User folder. I want the user folder protected with a password, BUT I also want it to be view-able in the index, and not hidden. So I have the .htaccess and the .htpasswd files in my User folder. This is the .htaccess file in my User folder:

# Access file
order allow,deny
allow from all
require valid-user
Authname "DirectoryName"
Authtype Basic
Options +Indexes
AuthUserFile /usr/www/public/User/.htpasswd

And this is the .htpasswd file in my User folder:

User:HashedPasswordHere

When I try to connect to this folder using:

http://ams3.site.nfoservers.com/

The User folder does not show up at all, and when I try to alternatively connect to it using:

http://ams3.site.nfoservers.com/User

and type in the username and password, it tells me internal service error.

Can anyone tell me why my username and password do not work and why the directory isn't being shown in the index?

Thanks

[Agentmass]

Also, if I wanted to hide a directory, but still not require a password, how would I do that?